Grocery Savings

Child Holding Groceries

Saving Money on Groceries

Written by: Annette Harris, April 17, 2021

Are you looking for some creative ways to save on groceries? There are times when we struggle to figure out what’s for dinner or who’s going to cook dinner. Make grocery shopping and meal planning a little easier by making it a family affair and planning family meals ahead of time. Let’s dive deeper into how you can accomplish making your life a little easier.


Plan Ahead


Planning your grocery list before you go shopping saves you time and money. Planning the grocery list can be accomplished in several ways. One way is to make grocery planning a family affair by sitting around your table and asking your family what they would like for dinner that week or month. This helps ensure everyone has a say in what’s going on at the dinner table and makes planning meals fun. As the meal ideas come together you can see what you may need to purchase for your weeknight dinner creations.


Here's a quick video on grocery saving tips: Saving Money on Groceries


Make an Organized Grocery List


Now that the weekly list is created look in your pantry, freezer, and refrigerator to see what you already have available. This can decrease the need to buy additional items that you may already have. Next, when making your grocery list organize it by category: frozen foods, produce, dry foods, canned foods, etc. This can save time and money in the grocery store and avoids impulse buys that happen when you browse the aisles searching for items. You can find free grocery templates online at The Grocery List Collection or write out your grocery items on a notepad.


Buying the Basics


Let’s cover the basics of food purchases. The main part of most meals is protein. However, the staples are also important because these can stretch the meal, make it more filling, and staples have a longer shelf-life. Things like pasta, rice, mashed potatoes, and muffins can be used as fillers and are not expensive to purchase. These can be bought in bulk and used on nights when you need a quick and easy grain for mealtime.


Vegetables are also cheaper to buy when they are purchased frozen as opposed to fresh. Fresh vegetables have a certain shelf life and need to be used within days to weeks of purchasing. Frozen vegetables can be used periodically, and the remainder refrozen for future meals. However, if you like fresh vegetables in your diet, you may be able to find cheaper produce at your local farmer’s market. The key is to go at the end of the day when the sellers are trying to go home and offload their products.


Want to work on your green thumb? Try growing your vegetables. This is a great family or individual activity and you reap the benefits of your gardening. To me, it seems that food tastes better when you put in the work to grow it and cook it.


Determine the Shopping Method


Now that your list is complete determine if you want to go into the grocery store to shop or if you want to use one of the grocery apps to pick up your food or have it delivered. If you shop for items in-store stick to your list and try not to get items that are not on it. An important fact to mention is that the items in your grocery store at eye level are the ones retailers want you to buy the most. Retailers pay prime for eye-level shelf space, so look at the lower level to see the price savings for off-brand products. If you look up, you will see the organic and more expensive products for purchase. So, how do you get out of being caught in the shelf placement battle? You can shop for items placed at the end of the aisles for healthier, low-sodium, and unprocessed options.


If you use a grocery app to pick up your food from the grocery store this allows you to stick to your budget and pick up your food on the way from work, church, or any other activity you have throughout the week. The easiest method is home delivery. It’s convenient, you don’t overspend, you stick to your set budget, and can save time and gas money. Using a grocery app also allows you to preview past purchases that are a staple in your family’s diet and can make grocery shopping a little easier.


See: Top Tips for Saving Money on Your Online Grocery Order


Small Changes, Big Savings


These small changes can result in big money savings that can reduce other debt you may have. Setting a budget for groceries in advance and planning your weekly and monthly meals can decrease what you spend on groceries and reduce the trips you take to the grocery store. Remember, grocery shopping technology is changing the way the world operates and can be beneficial on many fronts.


Try some of these tips with your family and let me know how it worked out for you? Email me your tips at info@harriswealthcoach.com.