<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Harris Financial Coaching]]></title><description><![CDATA[At Harris Financial Coaching, we can help you feel empowered and independent about your financial future by reducing confusion, pressure, and worry.]]></description><link>https://www.harriswealthcoach.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 11 Oct 2026 08:59:09 GMT</lastBuildDate><atom:link href="https://www.harriswealthcoach.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Our Stay at Sandals Montego Bay: What You Should Know Before You Go]]></title><description><![CDATA[There’s something different about landing in Jamaica. The air changes first. Then the pace changes. And before long, you realize nobody is in a hurry except the people who just got off the plane. 

During our recent stay at Sandals Montego Bay, we wanted to experience more than just the resort. We wanted a mix of relaxation, local culture, excursions, food, and the small moments that make travel memorable.]]></description><link>https://www.harriswealthcoach.com/post/sandals-montego-bay-jamaica-review</link><guid isPermaLink="false">6a1492ff43c833cb24fb9b82</guid><category><![CDATA[Travel]]></category><pubDate>Mon, 05 Oct 2026 20:28:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_e0ecb784f9804f1f9aa6c1989c71cfc0~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Amtrak Roomette Chicago to New Orleans: Full Tour and Real Cost Breakdown]]></title><description><![CDATA[Sometimes travel is not just about getting there. It is about how you feel while you are getting there. That was the biggest difference for me on our Amtrak trip from Chicago to Memphis and then on to New Orleans.

For three people, we paid about $1,700 total, which came out to about $566 per person. For that price, we booked two Amtrak roomettes instead of trying to squeeze everyone into one space.

That was not a small expense, so the real question is fair. Was it worth it?]]></description><link>https://www.harriswealthcoach.com/post/amtrak-roomette-chicago-to-new-orleans-cost-breakdown</link><guid isPermaLink="false">6a163e7da4542e94952bc852</guid><category><![CDATA[Travel]]></category><pubDate>Tue, 22 Sep 2026 03:05:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_73c83e48345744a0acb2c42a18847a83~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Memphis by Amtrak: A Powerful Stop on the City of New Orleans Route]]></title><description><![CDATA[Some trips are planned around transportation, hotels, restaurants, and a few attractions.

Then some trips end up giving you more than you expected.

Memphis was one stop on our Amtrak City of New Orleans journey from Chicago to New Orleans, but it became one of the most meaningful parts of the trip. We arrived by train,  walked through places filled with music and history, and left with a deeper understanding of why Memphis is not a city you should pass through.]]></description><link>https://www.harriswealthcoach.com/post/memphis-amtrak-city-of-new-orleans-travel-review</link><guid isPermaLink="false">6a161de5a4542e94952b7ba0</guid><category><![CDATA[Travel]]></category><pubDate>Tue, 15 Sep 2026 00:42:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_42e712ea66284f5f9c87778719859e29~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[City of New Orleans Amtrak Roomette: Chicago to Memphis Review and First Stop]]></title><description><![CDATA[Train travel has a way of slowing you down before you even reach the destination. 

For this trip, we started in Chicago and took Amtrak’s City of New Orleans route to Memphis. This was the first leg of our journey before continuing on to New Orleans two days later. Since there were three of us, we booked two roomettes instead of one bedroom. 

This ride was a reminder that comfort, cost, space, and expectations all matter when deciding what type of travel experience is worth it for your family.]]></description><link>https://www.harriswealthcoach.com/post/city-of-new-orleans-amtrak-roomette-chicago-to-memphis-review</link><guid isPermaLink="false">6a160b54b22ef328630de257</guid><category><![CDATA[Travel]]></category><pubDate>Tue, 08 Sep 2026 00:02:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_065d7426b1be4c2aa8e615072ebc2ba6~mv2.jpg/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[From Tourist Trap to Real Chicago: Black Legacy, PUSH HQ, and What Matters]]></title><description><![CDATA[A lot of people visit Chicago for the skyline, the food, the shopping, and the big attractions downtown.

And yes, those things are worth seeing.

But this trip reminded me that Chicago is much more than the postcard version. There is history here. There is culture here. There is leadership here. There is Black legacy here.

For my family and me, this was not just a sightseeing trip. It was a chance to experience a side of Chicago that felt deeper, more grounded, and more real.]]></description><link>https://www.harriswealthcoach.com/post/real-chicago-black-legacy-push-hq</link><guid isPermaLink="false">6a15049a3a2a320e22f499ab</guid><category><![CDATA[Travel]]></category><pubDate>Mon, 31 Aug 2026 23:04:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_18ce0589417f4fda88434675a4bbb561~mv2.jpg/v1/fit/w_1000,h_724,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Achieve Financial Clarity with Harris Financial Coaching in Jacksonville, Florida]]></title><description><![CDATA[Looking for financial coaching in Jacksonville, FL? Accredited Financial Counselor Annette Harris helps families, veterans and individuals with budgeting, debt, saving and personalized financial strategies.]]></description><link>https://www.harriswealthcoach.com/post/financial-coaching-jacksonville-fl</link><guid isPermaLink="false">6a88488387feee80d37a7368</guid><category><![CDATA[Financial Literacy]]></category><category><![CDATA[Military]]></category><pubDate>Mon, 24 Aug 2026 15:10:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_d25b0895ac03428b863579d7f94f096c~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Seven Books That Explain Black History’s Impact on America Today]]></title><description><![CDATA[I read books that helped me understand Black history not as a separate topic, not as something boxed into one month, and not as something disconnected from everyday life.

I read these books because history does not stay in the past.

It shows up in where people live. It shows up in how schools are funded.
It shows up in who gets access to jobs. It shows up in how laws are enforced. It shows up in who gets believed, who gets protected, and who has to keep proving they belong.]]></description><link>https://www.harriswealthcoach.com/post/seven-books-black-history-impact-america-today</link><guid isPermaLink="false">6a14f259f3bc0136e51c20f9</guid><category><![CDATA[Financial Literacy]]></category><category><![CDATA[Children & Family]]></category><pubDate>Tue, 18 Aug 2026 03:43:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_d89f31c3744346b38a97a2e20c051b89~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[The Real Reason Behind the 10x Wealth Gap Between Black and White Americans]]></title><description><![CDATA[You can work hard, pay your bills, stay out of trouble, and still feel like your family is one emergency away from falling behind.

That feeling is real for many households. It is not because Black families do not work hard enough. It is not because they do not care about money. The bigger issue is that many Black families have been trying to build wealth without the same starting point.]]></description><link>https://www.harriswealthcoach.com/post/black-white-wealth-gap-building-wealth</link><guid isPermaLink="false">6a14d9c8d681fe01d16966db</guid><category><![CDATA[Financial Literacy]]></category><pubDate>Tue, 11 Aug 2026 01:37:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_b1839fb22fc645ff80032991f3b904ea~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[The Half Has Never Been Told: How Slavery Built America’s Wealth]]></title><description><![CDATA[The United States did not become wealthy by accident.

That is a hard sentence to sit with, but it is an important one. Wealth does not just appear. It is built through systems, labor, access, ownership, policy, and power.

In The Half Has Never Been Told: Slavery and the Making of American Capitalism, Edward E. Baptist makes a clear argument: slavery was not separate from America’s economic growth. It was deeply connected to it.]]></description><link>https://www.harriswealthcoach.com/post/the-half-has-never-been-told-slavery-built-americas-wealth</link><guid isPermaLink="false">6a14c296183a32d20e31d695</guid><category><![CDATA[Financial Literacy]]></category><pubDate>Mon, 03 Aug 2026 23:57:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_7738522ee1ea415397c5b75deadfa4a8~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[I Tried CookUnity, So You Don’t Have To: Honest Meal Delivery Review]]></title><description><![CDATA[Sometimes convenience is worth paying for.

Other times, convenience becomes another subscription quietly pulling money from your account.

That is why I wanted to try CookUnity for myself and look at it through two lenses: the food experience and the budget impact. In this video, I unboxed my first CookUnity order, which included 16 vegan meals delivered fresh to my door.]]></description><link>https://www.harriswealthcoach.com/post/cookunity-honest-meal-delivery-review</link><guid isPermaLink="false">6a14beb3d681fe01d1693182</guid><category><![CDATA[Personal Development]]></category><pubDate>Mon, 27 Jul 2026 23:36:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_5197278d93a24b7aa3c20b61d4b77dc8~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[The Holocaust Museum DC Tour: Confronting History Face to Face]]></title><description><![CDATA[There are some places you visit that are not meant to entertain you.

They are meant to make you pause.

That is how I felt walking through the United States Holocaust Memorial Museum in Washington, DC. From the moment we stepped inside, the quiet felt different. It was not just silence. It felt like the building itself was asking us to slow down, pay attention, and truly see what happened. ]]></description><link>https://www.harriswealthcoach.com/post/holocaust-museum-dc-tour-confronting-history</link><guid isPermaLink="false">6a14b48f183a32d20e31bb00</guid><category><![CDATA[Travel]]></category><pubDate>Mon, 20 Jul 2026 22:50:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_87e45961c9cf4044824eaf95cfe9da68~mv2.png/v1/fit/w_1000,h_736,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[What Dependents Need to Know About Chapter 35 Benefits]]></title><description><![CDATA[When your dependent gets approved for Chapter 35 benefits, it can feel like a major financial relief.

For many families, that monthly payment can help cover food, books, transportation, supplies, housing needs, and other expenses that come with being in college. It can also reduce how much parents feel pressured to send each month.

It is a valuable benefit, but it also comes with rules that can affect your household budget if you do not understand them up front.]]></description><link>https://www.harriswealthcoach.com/post/chapter-35-benefits</link><guid isPermaLink="false">6a14ae4a183a32d20e31af75</guid><category><![CDATA[College]]></category><category><![CDATA[Military]]></category><pubDate>Mon, 13 Jul 2026 22:23:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_6951507231586b46354630~mv2_d_5472_3648_s_4_2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Catalonia Royal Tulum Resort Tour: What They Don’t Tell You Before You Go]]></title><description><![CDATA[A resort can look beautiful online, but the real question is this: what does it actually feel like once you arrive? That is what I wanted to capture during my stay at Catalonia Royal Tulum. It is an adults-only, all-inclusive resort in Mexico’s Riviera Maya.

Catalonia Royal Tulum has a calm, tucked-away feel. 

Here is one of the first tips I would give anyone visiting this resort.]]></description><link>https://www.harriswealthcoach.com/post/catalonia-royal-tulum-resort-tour</link><guid isPermaLink="false">6a14a95706ecf39e71545724</guid><category><![CDATA[Travel]]></category><pubDate>Mon, 06 Jul 2026 22:03:10 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_8e0fb976783546758302dec350f19533~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Discovering Black Joy Outdoors: How Nature Can Help You Find Financial Clarity]]></title><description><![CDATA[My daughter and I decided to unplug.

No screens. No noise. No deadlines. Just us, the trail, the trees, and enough space to breathe.

Sometimes we do not realize how much we are carrying until everything gets quiet. 

Sometimes peace begins when we pause long enough to notice what is already around us.

In Japan, this practice is called shinrin-yoku, or forest bathing.]]></description><link>https://www.harriswealthcoach.com/post/discovering-black-joy-outdoors-financial-clarity</link><guid isPermaLink="false">6a14a6bfd681fe01d16904fa</guid><category><![CDATA[Personal Development]]></category><category><![CDATA[Financial Literacy]]></category><category><![CDATA[Children & Family]]></category><pubDate>Mon, 29 Jun 2026 21:53:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_a6a8f63420e34c57a22e0a71c52acf69~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Ponce City Market: A Fun Atlanta Stop That Reminded Me Why Travel Needs Room for Discovery]]></title><description><![CDATA[Sometimes the best part of a trip is not the big-ticket attraction.

It is the place you wander into for food, then end up staying because every corner has something different to see. That was Ponce City Market for us in Atlanta.

We visited three times during our three-day trip because it was close to everything and gave us a little bit of everything: food, desserts, local shops, rooftop views, vintage finds, and easy access to the Atlanta BeltLine.]]></description><link>https://www.harriswealthcoach.com/post/ponce-city-market-a-fun-atlanta-stop-that-reminded-me-why-travel-needs-room-for-discovery</link><guid isPermaLink="false">6a14a42dd681fe01d168fff4</guid><category><![CDATA[Travel]]></category><pubDate>Mon, 22 Jun 2026 21:40:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_378b1f84e8f74c8c99de0a0e6fcc9f5f~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Tybee Island, Georgia on a Budget: How We Spent $500 on a Family Beach Getaway]]></title><description><![CDATA[Tybee Island is just outside historic Savannah and is known for its beaches, lighthouse, seafood, and coastal feel. The official Tybee Island visitor guide describes it as a coastal escape with several beach areas, including North Beach, Mid Beach, Back River Beach, South Beach, and Little Tybee Island.

For this trip, we spent about $500 total for a four-day getaway, and the biggest reason it worked was that we planned before we packed.]]></description><link>https://www.harriswealthcoach.com/post/tybee-island-georgia-budget-family-getaway</link><guid isPermaLink="false">6a149f9fd681fe01d168f6be</guid><category><![CDATA[Travel]]></category><category><![CDATA[Children & Family]]></category><pubDate>Mon, 15 Jun 2026 21:23:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_c9b0947f4b29478b8ec14c1a7c6472fe~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Florida 100% P&#38;T Veterans: Your VA Check Is Not the Whole Benefit]]></title><description><![CDATA[When a veteran finally receives a 100% Permanent and Total disability rating, it can feel like the end of a long fight. The monthly VA compensation matters. It can stabilize a household, reduce financial pressure, and help a family breathe again. But for Florida veterans, that monthly payment is not the full story.]]></description><link>https://www.harriswealthcoach.com/post/florida-100-pt-veterans</link><guid isPermaLink="false">6a1724c603cd524d37e3ee24</guid><category><![CDATA[Military]]></category><pubDate>Mon, 08 Jun 2026 19:44:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_62777a9f6bfb4012b0ef174a01439380~mv2.jpg/v1/fit/w_1000,h_719,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[6 Military Travel Discounts You May Be Leaving on the Table]]></title><description><![CDATA[Military families often know how to stretch a dollar because they have had to. Between moves, deployments, family visits, school schedules, and tight vacation windows, travel is rarely as simple as picking a destination and booking the first price that pops up.

But here is what I have learned as a veteran, military spouse, financial counselor, and someone who loves to travel: many military families are paying full price while earned benefits sit unused.]]></description><link>https://www.harriswealthcoach.com/post/military-travel-discounts</link><guid isPermaLink="false">6a170fa14c995691f675626d</guid><category><![CDATA[Military]]></category><category><![CDATA[Travel]]></category><category><![CDATA[Budgeting]]></category><pubDate>Mon, 01 Jun 2026 18:31:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_9e45f234dc3745ce83e9f965f693081c~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[VA Chapter 35 Overpayment Notice. Here’s What Veterans Need to Understand Before Signing Up]]></title><description><![CDATA[Received a VA Chapter 35 overpayment notice? Learn why it happens, how DEA benefits can affect VA compensation, and what veterans should understand before enrollment.]]></description><link>https://www.harriswealthcoach.com/post/chapter-35-va-overpayment-veterans-guide</link><guid isPermaLink="false">6a148b87b883334b04ea49f0</guid><category><![CDATA[Military]]></category><category><![CDATA[College]]></category><category><![CDATA[Children & Family]]></category><pubDate>Mon, 25 May 2026 20:01:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/946c9c_34bfb696d61842ac81126e60c3da82e9~mv2.jpg/v1/fit/w_1000,h_482,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item><item><title><![CDATA[Unlock Your Potential with Harris Financial Coaching: Benefits of Financial Coaching]]></title><description><![CDATA[Taking control of your financial future can feel overwhelming, especially when life throws unexpected challenges your way. Whether you’re managing a household budget, planning for your family’s future, or navigating the unique financial landscape of military life, having a trusted partner to guide you can make all the difference. That’s where financial coaching steps in. ]]></description><link>https://www.harriswealthcoach.com/post/unlock-your-potential-with-harris-financial-coaching-benefits</link><guid isPermaLink="false">694a9287a1379837ba17ae06</guid><category><![CDATA[Financial Literacy]]></category><category><![CDATA[Budgeting]]></category><pubDate>Tue, 21 Apr 2026 19:00:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_8127851dbf634bb18219f4d94381175f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Annette Harris, AFC®</dc:creator></item></channel></rss>