
Meet Annette
Your Guide to Financial Freedom & Life Transformation
Annette Harris is more than a financial coach—she's a catalyst for change. As an Accredited Financial Counselor, Certified Financial Fitness Coach, children's book author, and Human Resources expert, she brings over 15 years of proven success in helping people break through financial barriers.
A proud U.S. Army veteran and founder of Harris Financial Coaching, Annette didn't just learn about financial freedom—she lived it. She achieved complete debt freedom and financial independence in her 30s by paying off her 30-year mortgage in just 8.5 years.
🎯 Ready to Transform Your Financial Future?
Annette has guided both military and civilian clients past the obstacles that keep them stuck. Life's too precious to spend it stressed about money, uncertain about your future, or feeling unfulfilled. Let Annette help you discover proven strategies to overcome the challenges blocking your path to true financial freedom.
Annette's Story
Annette's journey began with a simple but powerful observation: watching her mother expertly manage the family's finances sparked a lifelong passion for financial literacy. This early inspiration, combined with her natural desire to serve others, has shaped her into the trusted financial mentor she is today.
Throughout her distinguished military career and in her role as a human resources leader, Annette discovered her true calling—empowering others to take control of their financial destiny. Her unique blend of personal experience, professional expertise, and genuine care for others sets her apart in the financial coaching world.
As a mother of five in a blended family, Annette understands the real-world challenges of managing finances while building a meaningful life. Her approach isn't just about numbers—it's about creating the freedom to live the life you've always dreamed of.
🏆 Recognition & Achievements
Annette participated in the Take it To the Top National Entrepreneurship Challenge, where she was a runner-up in the 3rd Annual Event. She's also been featured in over 200 publications nationwide. She holds a Juris Master Degree from Florida State University and continues to make her home in Florida with her spouse and children.
Beyond the Numbers
When she's not transforming financial lives, Annette is an avid traveler with an impressive bucket list. She's explored incredible destinations including Antigua, the Bahamas, Curacao, Mexico, the Dominican Republic, and Jamaica.
Living between Florida and Georgia, she's also discovered amazing local gems in Savannah, Atlanta, Orlando, and Tallahassee. Her travel experiences fuel her belief that financial freedom isn't just about security—it's about creating opportunities for adventure and meaningful experiences.
Professional Excellence
Harris Financial Coaching holds the following business certifications: Certified Military Spouse Owned; Economically Disadvantaged Women-Owned Small Business; Florida Woman, Minority, & Veteran-Owned; and Service-Disabled Veteran-Owned Small Business.


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