Guidance to Get Your Budget on Track

Welcome to my blog! Here you will find valuable financial insights that you can start applying to your life today.

It's time to get your budget on track and live life on your own terms.

May 28, 2021 Annette Harris

When saving for retirement, each generation has challenges and advantages. Challenges young adults face are student loan debt, lower-income levels, childcare expenses, homeownership expenses, and a lack of financial knowledge. These factors can decrease the funds available to set aside for retirement. These expenses are also Continue Reading...

Business Papers

May 15, 2021 Annette Harris

Saving for retirement may not seem like a priority when you are young. When college students graduate, they tend to be ready to conquer the world, but are they ready? Not possessing adequate financial knowledge about how to prepare for retirement after college can lead to a failure to invest in a secure retirement plan. Continue Reading...

May 9, 2021 Annette Harris

There are times in your life when managing your finances may not be the easiest thing to do without help. There are a myriad of resources available on the market and the options of where to turn can be overwhelming. I’ve read a lot of financial books, but there are two that have benefited me the most. Continue Reading...

ATM

May 8, 2021 Annette Harris

Have you ever looked at your bank statement and realized that you earned a whopping one dollar in interest from your bank? Or are you charged ATM fees, overdraft fees, or fees for not having $500 in your checking account? These fees might be a sign that it’s time to reevaluate who you bank with. Continue Reading...

Woman and Children

May 4, 2021 Annette Harris

Teaching your children about family finances will benefit them presently and in the future. Understanding finances as a child can enable children to develop a positive money mindset and habits as they mature in life. Explaining the family budget, letting them know about your financial goals, and asking them if they have any Continue Reading...

Happy Couple

April 27, 2021 Annette Harris

Let’s face it, talking about money isn’t always the easiest thing to do. To tackle these sometimes-difficult conversations the hard part is scheduling a time to talk. When you are in a relationship and your finances are intertwined, having conversations around money can let your partner know your values or money worries. Talking to Continue Reading...

April 19, 2021 Annette Harris

Have you ever woken up on Monday morning to prepare for work and stood in your closet deciding on what to wear? Did the disorganization of your closet cause disorganization of your mind? This can sometimes start the day and the week off with a negative mindset. Disorganization and clutter can also bleed into other areas of your life. Having an organized closet can Continue Reading...

Child holding groceries

April 17, 2021 Annette Harris

Are you looking for some creative ways to save on groceries? There are times when we struggle to figure out what’s for dinner or who’s going to cook dinner. Make grocery shopping and meal planning a little easier by making it a family affair and planning family meals ahead of time. Let’s dive deeper into how you can accomplish making your life a little easier. Continue Reading...

Beach Chairs

April 15, 2021 Annette Harris

When saving for retirement it's not always easy to know where to start. The myriad of retirement plans available can be confusing. If you do not have a representative that can guide you and explain what funds and fees are within the retirement plan, then you may give up and walk away. But wait! When you walk away, you are giving away free money Continue Reading...