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Harris Financial Coaching Blog
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Budgeting
Everyone needs budgeting skills to help them understand their needs and wants. Find ways to develop a livable budget that includes spending, saving, and investing your income. Understanding your values will help you determine what to do with your money.


Stuck Financially? Try a Nature Reset Before You Make Your Next Money Decision
Feeling stuck with money? Sometimes, financial clarity does not come from staring harder at the numbers.
It comes from stepping away long enough to breathe.
In my visit to Pigeon Island in St. Lucia, hiking helped me reset when life felt heavy with work deadlines, money worries, and family responsibilities. The message was simple: when your mind is overwhelmed, your money decisions can become overwhelmed too.
That is why a walk, a hike, or a few quiet minutes outside can b

Annette Harris, AFC®
3 min read


6 Military Travel Discounts You May Be Leaving on the Table
Military families often know how to stretch a dollar because they have had to. Between moves, deployments, family visits, school schedules, and tight vacation windows, travel is rarely as simple as picking a destination and booking the first price that pops up.
But here is what I have learned as a veteran, military spouse, financial counselor, and someone who loves to travel: many military families are paying full price while earned benefits sit unused.

Annette Harris, AFC®
6 min read


Unlock Your Potential with Harris Financial Coaching: Benefits of Financial Coaching
Taking control of your financial future can feel overwhelming, especially when life throws unexpected challenges your way. Whether you’re managing a household budget, planning for your family’s future, or navigating the unique financial landscape of military life, having a trusted partner to guide you can make all the difference. That’s where financial coaching steps in.

Annette Harris, AFC®
3 min read


Why Your Mortgage Payment Can Increase After You Buy a Home
First time homebuyer and your mortgage payment went up? Learn how escrow works, why property taxes and homeowners insurance can raise your monthly payment after year one, and how to budget for future increases before you buy.

Annette Harris, AFC®
4 min read


Where Your Tax Refund Should Go in 2026: A Simple Five-Step Plan
Tax refunds can disappear quickly without a plan. Learn how to use your refund to cover essentials, reduce debt, build savings, and improve your cash flow before the April 15, 2026 deadline.

Annette Harris, AFC®
3 min read


From Stuck to Strategic: Turning Debt, Saving, and Investing into a Clear Plan
If your budget feels tight, your savings feel scattered, and you are unsure where investing fits, that is often the ideal time to get support. You do not need to wait until things are “perfect” to start organizing and improving your financial life.

Annette Harris, AFC®
6 min read


Embracing Tradition: Using Herbs and Roots for Financial Empowerment
Herbs and roots have been used across cultural traditions as symbols of luck, protection, and prosperity. This guide shares eight options, the history behind them, and simple money coaching prompts that turn intention into action. You will also find space to add shopping links if you want tangible tools to support your practice.

Annette Harris, AFC®
6 min read


Is Losing Money Bad Luck? A Practical Explanation and a Two-Week Reset
If it feels like money keeps slipping away, this post explains the most common real world causes and gives you a two week reset plan to stop leaks, regain control, and rebuild momentum.

Annette Harris, AFC®
3 min read
⭐ Featured Posts


Movies That Teach Kids About Money
Teaching kids about money can be fun with the right movies! Check out our top picks for movies that educate young viewers about money!
5 min read


12 Ways to Stop Letting Money Control Your Life
How do you stop letting money control your life? From removing shopping apps from your devices to getting comfortable with your numbers...
7 min read


Budgeting for Beginners: A Step-by-Step Guide to Get Started
Managing your finances and achieving your financial goals can be made easier through budgeting, which involves planning how to spend your mo
4 min read
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