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Budgeting
Everyone needs budgeting skills to help them understand their needs and wants. Find ways to develop a livable budget that includes spending, saving, and investing your income. Understanding your values will help you determine what to do with your money.


Black Friday: The Finance Wake-Up Call Most Shoppers Ignore
Well, it's officially that time of year-the holiday shopping season-and for many, that means one thing: Black Friday. Sure, it's easy to get caught up in steep discounts and flash sales, but let's take a step back and ask: Is Black Friday really the "deal" it's marketed as? As someone interested in financial literacy and planning, I cannot help but question ourselves: are we able to manage our finances during such events, or are we likely to fall for retail tricks? From a per
Oryna Shestakova
Nov 203 min read


Holiday Budgeting Made Simple: Your Path to Financial Joy
The holidays should bring joy, not credit card regret. This year, set yourself up for a stress-free season with a holiday budget you can actually stick to. I’ve rounded up simple strategies—and a few affordable Amazon tools like planners, cash envelope wallets, and even fun savings gadgets—that make it easier to spend wisely and avoid January debt.

Annette Harris
Sep 274 min read


CD Laddering Explained: How to Maximize Your Savings with Minimal Risk
Discover how CD laddering can help you earn more interest while maintaining access to your cash. A low-risk savings strategy ideal for families, savers, and pre-retirees.

Annette Harris
Sep 63 min read


How I Paid Off My $425,000 Mortgage in 8.5 Years Before 40
I paid off my $425,000 mortgage in just 8.5 years. Here’s the strategy, sacrifices, and mindset shifts that led to financial freedom before 40.

Annette Harris
Aug 304 min read


5 Simple Steps to Create a Family Budget You'll Actually Stick To
Learn how to create a realistic family budget that works for your lifestyle. Our proven 5-step system helps families save money and achieve financial goals without stress.

Annette Harris
Aug 56 min read


Dreaming of Florida Living? Don’t Let Your Budget Hold You Back
Thinking of moving to Florida? Compare the cost of living in Jacksonville vs. Miami and discover why Jacksonville offers young professionals a smarter, more affordable lifestyle.

Annette Harris
Jul 292 min read


Taking Control of Your Money Together: A Couple's Guide to Beating Debt
Get practical tips for managing finances as a couple and tackling debt together. Learn simple budgeting methods, debt reduction strategies, and how to maintain your lifestyle while paying off credit cards—perfect for couples ages 30-45 who want financial peace.

Annette Harris
Jun 104 min read


Why Does My Family Ask Me for Money?
Why Does My Family Always Ask Me for Money? It's a common frustration when trying to build your financial future.

Annette Harris
Jun 34 min read
⭐ Featured Posts


15 Financial Aid Options for Military Dependents: Scholarships for Children of Disabled Veterans
If you are a dependent of a military veteran and looking to pursue your academic or professional goals, you have numerous scholarship opport
4 min read


8 Money Superstitions That Might Be Affecting Your Finances | Financial Folklore
Have you ever wondered why your grandmother insists you shouldn't put your purse on the floor? Or why finding a penny might make your day?
5 min read


Movies That Teach Kids About Money
Teaching kids about money can be fun with the right movies! Check out our top picks for movies that educate young viewers about money!
5 min read
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