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Harris Financial Coaching Blog
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Debt
Managing your finances can help you achieve the goals you have set for yourself. Using credit and loans responsibly can help ensure that you have an appropriate balance of debt. Don't let debt ruin your credit or derail your future goals.


Student Loans in Collections: What Really Happens and How to Get Out
Learn what happens when student loans go to collections, the difference between federal and private loans, and proven strategies to stop garnishment and repair credit.

Annette Harris
Oct 112 min read


How I Paid Off My $425,000 Mortgage in 8.5 Years Before 40
I paid off my $425,000 mortgage in just 8.5 years. Here’s the strategy, sacrifices, and mindset shifts that led to financial freedom before 40.

Annette Harris
Aug 304 min read


12 Best Personal Finance Books for Beginners
Discover the 12 best personal finance books for beginners, expertly curated to transform your financial future. From debt elimination to wealth building, these proven guides offer practical strategies to achieve financial freedom. Start your journey today.

Annette Harris
May 2210 min read


The Ultimate Guide to Car Buying for First-Time Buyers in 2025
Discover expert car buying strategies for first-time buyers in 2025. Learn how to set a budget, choose between new and used, negotiate effectively, and make the best financial decisions for your first vehicle purchase.

Destiny Harris
May 46 min read


How to Get Money That You Don’t Have to Pay Back
Life throws curveballs, which sometimes come with a hefty price tag. Financial hardship can hit anyone; these resources can help you survive

Annette Harris
Dec 22, 20243 min read


Car Surrender 101: What Happens When I Voluntarily Surrender My Car?
Are you struggling with car payments that seem impossible to manage? You're not alone. Many Americans find themselves facing difficulty.

Annette Harris
Nov 5, 20243 min read


House Bill 1347: Changes for Florida Consumer Finance Loans
House Bill 1347 brings significant changes to Florida's consumer finance landscape. Borrowers, be aware of the new interest rates and take t

Annette Harris
Jul 4, 20243 min read


Breaking the Payday Loan Cycle: Alternatives & Financial Freedom
Why is it so hard to stop using payday loans? Because it's so easy to get access to cash quickly. It's important to avoid the high interest

Annette Harris
Jan 21, 20243 min read
⭐ Featured Posts


15 Financial Aid Options for Military Dependents: Scholarships for Children of Disabled Veterans
If you are a dependent of a military veteran and looking to pursue your academic or professional goals, you have numerous scholarship opport
4 min read


8 Money Superstitions That Might Be Affecting Your Finances | Financial Folklore
Have you ever wondered why your grandmother insists you shouldn't put your purse on the floor? Or why finding a penny might make your day?
5 min read


Movies That Teach Kids About Money
Teaching kids about money can be fun with the right movies! Check out our top picks for movies that educate young viewers about money!
5 min read
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