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Debt
Managing your finances can help you achieve the goals you have set for yourself. Using credit and loans responsibly can help ensure that you have an appropriate balance of debt. Don't let debt ruin your credit or derail your future goals.


Why Is My FICO Score Different Than My VantageScore?
VantageScores use an algorithm different from the FICO Score used by many lenders. You get similar results, but there are key differences

Annette Harris
Apr 8, 20223 min read


Protecting Your Credit in Emergencies and Unexpected Events
Are you prepared for natural disasters, car repairs, or even the sudden loss of employment? Plan now by setting up an emergency fund and the

Annette Harris
Mar 29, 20223 min read


What Is Debt And Debt Management?
Debt can consist of payments due for auto loans, credit cards, mortgages, payday loans, student loans, and even borrowing from your retireme

Annette Harris
Nov 1, 20212 min read


Buy Now, Pay Later - Explained
Buy now, pay later. Should you use this instead of credit? There are advantages and other key points to consider before using the BNPL Model

Annette Harris
Oct 22, 20213 min read


What Is Debt-To-Income Ratio And Why It Matters?
Your debt-to-income ratio can help you understand your current financial situation. It can also help you achieve the American Dream.

Annette Harris
Sep 26, 20211 min read


How to Reduce Credit Card Debt in Three Easy Steps
Reduce credit card debt in 3 easy steps. 1. Look at your previous bill. 2. Pay cash for smaller purchases. 3. Make a promise to yourself to

Annette Harris
Sep 13, 20211 min read


How To Get Rid Of Credit Card Debt - Once And For All
Credit card debt can feel overwhelming, but tackling it is possible with the right approach. While many credit repair companies offer quick fixes, they often fail to address the underlying issues, leaving you caught in a cycle of dependency. Instead, consider these three effective strategies to eliminate credit card debt and maintain financial stability.

Annette Harris
Sep 3, 20212 min read
⭐ Featured Posts


15 Financial Aid Options for Military Dependents: Scholarships for Children of Disabled Veterans
If you are a dependent of a military veteran and looking to pursue your academic or professional goals, you have numerous scholarship opport
4 min read


8 Money Superstitions That Might Be Affecting Your Finances | Financial Folklore
Have you ever wondered why your grandmother insists you shouldn't put your purse on the floor? Or why finding a penny might make your day?
5 min read


Movies That Teach Kids About Money
Teaching kids about money can be fun with the right movies! Check out our top picks for movies that educate young viewers about money!
5 min read
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