This is where your path to financial freedom begins...

Discover financial coaching services to reduce stress and build independence. Learn effective strategies for financial success. Services Getting to the Heart of Your Financial Goal At Harris Financial Coaching, we can reduce the confusion, pressure, and worries about you or your family's financial future to one of empowerment and independence. You landed on this page for a reason. Control your money, don't let it control you. Let's Chat! Annette Harris's Debt-Free Journey As you learn about finances, it's also important to teach your children. They will appreciate the valuable lessons you impart. If you have kids and want to educate them about money as they grow, this program is perfect for you. Explore different ways to instill financial knowledge in your children so they can be confident and responsible with money when they are on their own. Resources for Children Parents Money can be a significant source of stress and conflict in relationships, but it doesn't have to be. With financial coaching, couples can learn to communicate effectively about money, set common financial goals, and create a plan to achieve them together. If you're ready to take your relationship to the next level, financial coaching for couples is the perfect place to start. Let's Chat! Couples Military Veterans Transitioning from the military to civilian life can be challenging, and financial matters can be one of the most daunting. At Harris Financial Coaching, we offer financial coaching specifically for veterans, helping you navigate your unique financial situation and achieve your financial goals. As a military veteran, I understand the benefits and challenges of a life-changing transition. If you're a veteran struggling with your finances, don't wait. Let's Chat! Being single gives you complete control over your financial destiny, but it can also feel overwhelming to navigate it alone. Whether you're just starting your career, rebuilding after a major life change, or ready to take your finances to the next level, personalized coaching can help you create a solid foundation. Learn to budget effectively, build an emergency fund, tackle debt, and start investing for your future—all while maintaining the lifestyle you want. Let's Chat! Singles Wealth Building Course Are you ready to get your finances in shape but not sure where to start? Well, this is it! In under an hour, you can find out how to save, budget, and invest your money. It's time to make real progress toward the financial goals and future you want.

Military Financial Coaching | Harris Financial Coaching empowers military families to achieve financial freedom and independence. Start your journey today! HARRIS FINANCIAL COACHING FINANCIAL FREEDOM STARTS HERE Break the Cycle, Build Your Legacy I help parents, military veterans, and couples transform their relationship with money so they can create the financial future their children deserve. Start Your Journey Learn My Story $750K+ Debt Eliminated 250+ Families Helped As Featured In The Struggle is Real You're working hard but still living paycheck to paycheck. You want to break the cycle of financial stress that's been passed down through generations, but you don't know where to start. There's a Better Way I've been where you are. Through proven strategies and personalized guidance, I help families transform their financial future - one step at a time. How I Help Individuals Like You Three core paths to financial transformation Financial Foundation Building We'll create a sustainable budget, eliminate debt, and build an emergency fund that actually works for your unique situation. Learn More Wealth Building Strategy Once your foundation is solid, we'll focus on building long-term wealth through smart investing and strategic financial planning. Learn More Family Financial Education Teaching your children healthy money habits ensures the cycle of financial struggle ends with your generation. Learn More Real Families, Real Results "Annette has been an incredible guide in helping me with my retirement planning, saving strategies, and investments. She provided the foundation for my monetary portfolio, addressing all of my financial concerns with expertise and care. " Zakiya Bell Young Professional "Annette's time and attention were just what I needed to support me in overcoming the challenges I was experiencing trying to set myself up for a financially sound future. Her approach was so supportive and helped me believe in my abilities to take effective action...I am grateful I got the chance to work with her." Sarah Norris Wife and Mother "We have learned so so much, and after every phone call, I felt entitled to my vows that I had made during our sessions, to complete every task that I was a challenge to accomplish. She never made us feel disappointed in ourselves instead, she continued to counsel us like our past mistakes didn’t happen. " Tisha Tarver Wife and Mother Unlock Your Future Latest Insights Practical strategies for financial transformation CD Laddering Explained: How to Maximize Your Savings with Minimal Risk Discover how CD laddering can help you earn more interest while maintaining access to your cash. A low-risk savings strategy ideal for families, savers, and pre-retirees. Saving Annette Harris How I Paid Off My $425,000 Mortgage in 8.5 Years Before 40 I paid off my $425,000 mortgage in just 8.5 years. Here’s the strategy, sacrifices, and mindset shifts that led to financial freedom before 40. Debt Annette Harris How Military Families Can Afford College Without Going Into Debt Explore scholarship, grant, and budgeting strategies for military families to afford college without debt. Includes real-life examples and a free checklist. College Annette Harris Where can I read testimonials from Harris Financial Coaching clients? You can read testimonials from satisfied clients who have achieved their financial goals with our guidance. Find their stories under the Services and Financial Coaching sections on our website. For personalized feedback, visit our Contact Page. What types of services does Harris Financial Coaching offer? We provide a variety of services including budgeting, debt management, financial planning, and retirement planning. We specialize in assisting military families and individuals transitioning to civilian life. Visit our Services page for more details. What are the costs for Harris Financial Coaching services? Our service costs depend on the type and duration of the service. We offer a free initial consultation to understand your needs and provide a customized quote. Schedule your no-cost consultation for more details. What certifications does Harris Financial Coaching hold? We are a Certified Military Spouse Owned, Economically Disadvantaged Women-Owned Small Business, Florida Woman, Minority, & Veteran-Owned, and Service-Disabled Veteran-Owned Small Business. Our founder, Annette Harris, is an Accredited Financial Counselor and Certified Financial Fitness Coach. For more information, visit our About page. Read More

Interactive debt payoff tracker using the avalanche method, with progress visualization, interest savings calculator, and milestone celebrations.

Meet Annette Harris, Accredited Financial Counselor and U.S. Army veteran who achieved debt freedom in her 30s. Get proven strategies for financial independence from a trusted coach who's lived the transformation herself. Serving military and civilian clients nationwide. Meet Annette Your Guide to Financial Freedom & Life Transformation Annette Harris is more than a financial coach—she's a catalyst for change. As an Accredited Financial Counselor, Certified Financial Fitness Coach, children's book author, and Human Resources expert, she brings over 15 years of proven success in helping people break through financial barriers. A proud U.S. Army veteran and founder of Harris Financial Coaching, Annette didn't just learn about financial freedom—she lived it. She achieved complete debt freedom and financial independence in her 30s by paying off her 30-year mortgage in just 8.5 years. 🎯 Ready to Transform Your Financial Future? Annette has guided both military and civilian clients past the obstacles that keep them stuck. Life's too precious to spend it stressed about money, uncertain about your future, or feeling unfulfilled. Let Annette help you discover proven strategies to overcome the challenges blocking your path to true financial freedom. Start Your Journey Today! Annette's Story Annette's journey began with a simple but powerful observation: watching her mother expertly manage the family's finances sparked a lifelong passion for financial literacy. This early inspiration, combined with her natural desire to serve others, has shaped her into the trusted financial mentor she is today. Throughout her distinguished military career and in her role as a human resources leader, Annette discovered her true calling—empowering others to take control of their financial destiny . Her unique blend of personal experience, professional expertise, and genuine care for others sets her apart in the financial coaching world. As a mother of five in a blended family, Annette understands the real-world challenges of managing finances while building a meaningful life. Her approach isn't just about numbers—it's about creating the freedom to live the life you've always dreamed of. 🏆 Recognition & Achievements Annette participated in the Take it To the Top National Entrepreneurship Challenge, where she was a runner-up in the 3rd Annual Event. She's also been featured in over 200 publications nationwide. She holds a Juris Master Degree from Florida State University and continues to make her home in Florida with her spouse and children. Beyond the Numbers When she's not transforming financial lives, Annette is an avid traveler with an impressive bucket list. She's explored incredible destinations including Antigua , the Bahamas , Curacao , Mexico , the Dominican Republic , and Jamaica . Living between Florida and Georgia, she's also discovered amazing local gems in Savannah, Atlanta, Orlando, and Tallahassee. Her travel experiences fuel her belief that financial freedom isn't just about security—it's about creating opportunities for adventure and meaningful experiences. Professional Excellence Harris Financial Coaching holds the following business certifications: Certified Military Spouse Owned; Economically Disadvantaged Women-Owned Small Business; Florida Woman, Minority, & Veteran-Owned; and Service-Disabled Veteran-Owned Small Business . Ready to Start Your Transformation?

Discover financial education courses designed to empower you. Learn budgeting, investing, and wealth building with expert guidance. Financial Education Courses Transform Your Financial Future with Expert-Led Training 1000+ Students Educated 95% Success Rate 3+ Comprehensive Courses Your Journey to Financial Freedom Starts Here Welcome to our comprehensive financial education hub designed to empower you with the knowledge and skills needed to excel in personal finance, business formation, and wealth building. Whether you're just starting your financial journey or looking to expand your expertise, our expertly crafted courses provide practical, actionable strategies that deliver real results. Financial Literacy Course 🎉 100% FREE 🎉 FREE COURSE Master the fundamentals of personal finance with our comprehensive FREE course designed to help you understand money management, budgeting, and financial planning. Build a solid foundation for your financial future with practical exercises and real-world applications. What You'll Learn Essential budgeting and saving strategies Smart investing fundamentals Credit management and debt elimination Emergency fund planning Goal setting and financial planning Building long-term wealth This free course completely changed how I think about money. The practical tips helped me save $500 in just the first month! Start Your Free Journey Today Business Formation Course Investment Required Transform your business idea into reality with our comprehensive Business Formation Course. Learn everything from business structure selection to legal compliance, licensing, and creating effective business plans that attract investors and ensure long-term success. Complete Business Setup Mastery: Choose the right business structure (LLC, Corp, etc.) Navigate state registration and licensing Understand legal and administrative requirements Secure proper business financing Create compelling business plans Launch confidently in under 30 days Build Your Vision Aspiring Author Course Investment Required Turn your passion for writing into a thriving, profitable career. Learn to manage your creative finances, understand publishing business models, protect your intellectual property, and build sustainable income streams from your writing talent. Author Business Mastery: Financial planning for creative careers Multiple income stream development Intellectual property protection Publishing industry business strategies Author platform and marketing finances Sustainable creative business models Unlimited questions and answers for three months after course completion Ink Your Wealth Ready to Transform Your Financial Future? Join thousands of successful students who have already started their journey to financial freedom. Get personalized guidance and expert support every step of the way. Let's Connect & Get Started

Contact Annette Harris, an Accredited Financial Counselor and Financial Fitness Coach, to get your questions answered. For media inquiries, speaking requests, and more information on coaching services. Let's Start Your Financial Journey Ready to take charge of your wealth management, achieve financial goals, or get personalized career advice? I'm here to help you build your legacy. Get in Touch Email(Required) First name(Required) Last name Subject(Required) Selecta a Topic Message(Required) Yes, subscribe me to your newsletter. Send Message Virtual Consultations I offer convenient virtual consultations to accommodate your schedule. No matter where you are, we can connect and help you achieve your financial goals. Email Response We typically respond to all inquiries within 24 hours. For urgent matters, please indicate the urgency in your message subject line. Our Expertise With over 250+ families helped and $750K+ debt eliminated, we bring proven strategies and personalized guidance to help you break the cycle and build your legacy. Free Initial Consultation Your first consultation is always free. We'll discuss your financial situation, goals, and how we can help you achieve financial freedom and build generational wealth. Ready to Transform Your Financial Future? Break the Cycle, Build Your Legacy Join hundreds of families who have taken control of their finances and built lasting wealth. Your financial transformation starts with a single conversation.

Annette Harris, a women-owned small business leader, provides expert financial coaching and literacy services to empower families. Press & Media Helping families break the cycle of financial stress and build generational wealth. Available for interviews, speaking engagements, and expert commentary on personal finance and military financial wellness. Download Annette's Media Kit As Featured In Impact & Expertise 250+ Families Helped $750K Debt Eliminated 15+ Years Experience 20+ Speaking Engagements Recent Press Coverage Kids Moving Out? Time To Make an Empty Nester Budget: Here’s How So, the last of your kids has flown the coup and now the house is eerily quiet — What’s one to do with all that free time? Maybe you can finally take that trip to Bora Bora or renovate that ADU! GoBankingRates Read Article We’re DINKs: Here’s Our Monthly Budget There’s a certain kind of freedom that comes with being DINKs (dual income no kids). For Annette Harris, who works full-time in human resources and operates a financial coaching practice, that freedom looks like early mornings without chaos. GoBankingRates Read Article Biweekly vs. Semimonthly Pay: Key Differences and How to Choose When is payday? For employees, the answer is a core component of any job. Even those who are passionate about their work still care about financial security. Lattice Read Article Ramit Sethi: How Strict Frugality Can Disrupt Your Financial Goals You might not think it, considering the high cost of living and the importance of having a financial buffer in case of emergency, but it’s possible to save too much. Yahoo! Finance Read Article Book Annette for Your Next Event Annette Harris brings over 15 years of financial expertise and a proven track record of helping families achieve financial freedom. Perfect for podcasts, conferences, webinars, and media interviews. Personal Finance & Budgeting Debt Elimination Strategies Military Family Financial Wellness Generational Wealth Building Career Transitions & Resume Building Financial Education & Coaching Response Time: We'll get back to you within one business day with availability and speaking requirements. Booking Request Form Complete the form below, and we'll get back to you within one business day. First name Last name Email How Can I Help You? Select event type Please tell us more about your inquiry. Submit Request Thanks for submitting!

Join Harris Financial Coaching and Veteran Saves to achieve financial goals. Military financial advisor support included. Veteran Saves Week: November 12-15th, 2024 Harris Financial Coaching is a proud participant in Veteran Saves Week and has been awarded the Savings Champion designation for over three years. It's never too late to pledge to save for your financial goals. The Struggles of Veteran Transition (and Solutions) Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Veteran Saves Week Veteran Saves Week focuses on the unique financial journey of transitioning servicemembers and Veterans through four program pillars: Financial Stress, Housing, Employment, and Banking. Each day of Veteran Saves Week focuses on one of four critical areas of financial wellness: Monday, November 12: Choosing the Right Financial Institution Tuesday, November 13: Saving for Competing Priorities Wednesday, November 14: All About Housing Thursday, November 15: Navigating Military to Civilian Employment Financial Transition Compound Interest Calculator Related Posts How Military Families Can Afford College Without Going Into Debt TSP, 401(k), or IRA? Making the Smartest Choice for Your Post-Military Career New GI Bill Benefits for Veterans: Up to 12 Additional Months of Education

Do you have questions about retirement, budgeting, retirement, or need career guidance? Let's get those unanswered questions resolved so that you can get unstuck and reach your goals during a one-hour pick my brain session. Get All Your Financial Questions Answered One Focused Session • Instant Clarity • Zero Ongoing Commitment Perfect for self-directed individuals who need expert guidance without traditional coaching. Eliminate financial stress and confusion in just 60 minutes. Book Your Session Now How Pick My Brain Works A streamlined approach to getting immediate financial clarity and peace of mind 1 Instant Stress Relief & Question Clarity Stop losing sleep over financial decisions. Get immediate answers to your most pressing money concerns in a judgment-free environment. Eliminate financial anxiety and uncertainty Get professional validation for your strategies Address specific blind spots in your knowledge Receive unbiased, expert perspective No sales pitches or product recommendations 2 Comprehensive Topic Coverage Bring any financial question - from investments to debt strategy, retirement planning to major purchases. Your session is completely customized. Investment portfolio review and optimization Debt payoff strategies and credit improvement Retirement and tax planning guidance Major purchase decision support Insurance and risk management advice Budget optimization and cash flow analysi 3 Actionable Results & Follow-Up Walk away with a clear action plan, personalized recommendations, and everything you need to move forward with confidence. Detailed action plan with next steps Personalized resource recommendations Session summary via email Optional session recording Template and tool recommendations Priority-ranked implementation guide Pick My Brain Session Options Choose the format that works best for your schedule and needs Standard Session $179 Perfect for most financial questions and concerns 60-minute focused consultation Unlimited questions during session Personalized action plan Follow-up summary email Resource recommendations Scheduling within 48 hours Get Started Premium Session $269 Popular For complex situations requiring deeper analysis 90-minute comprehensive consultation Pre-session document review Detailed written analysis Session recording included Custom Excel templates/calculators Priority scheduling (24 hours) One follow-up email for clarification Get Started Express Session $89 Quick answers for specific, focused questions 30-minute targeted consultation Up to 3 specific questions Immediate actionable advice Basic resource list Next-day scheduling available Perfect for urgent decisions Get Started Frequently Asked Questions How is this different from traditional financial planning? How is this different from traditional financial counseling? What if I'm not sure what questions to ask? What if I'm not sure what questions to ask? Do I need to prepare financial documents? Do I need to prepare financial documents? Is this session completely confidential? Is this session completely confidential? Anchor 1 Ready to Get Financial Clarity Today? Stop letting financial stress keep you up at night. Get the answers you need and the confidence to move forward. Book Your Session Now ✓ 100% Satisfaction Guarantee • ✓ Most sessions scheduled within 24 hours

Exclusive financial wellness resources for members. Access premium budgeting tools, templates, and planning guides designed to transform your money mindset. Interactive Financial Resources Exclusive tools and templates designed to transform your financial life 4 Premium Tools ∞ Lifetime Access 2 Templates 📊Monthly Budget Template A beautiful, easy-to-use monthly budget template that adapts to your unique financial situation. Includes automatic calculations 7-Step Budget that actually works. Auto-calculating formulas Variable and Fixed expense calculations Tips for future financial success Build Your Budget 💳 Paycheck Planning Mini-Tool Plan exactly where every dollar goes before your paycheck hits. Perfect for bi-weekly, weekly, or irregular income schedules. Monthly budget breakdownsupport Leftover money allocation Investing goal integration Savings goal integration Plan Your Paycheck 💰 No-Guilt Spending Plan Transform budgeting from punishment to empowerment with our signature tool. Calculate your perfect balance of fun money, savings, and necessities. Fun-first budget calculator Implementation checklist Guilt-proofing strategies Progress tracking Create Your Plan 🎯 Debt Payoff Tracker Interactive debt payoff tracker using the avalanche method, with an interest savings calculator, and anticipated debt-free date. Time to financial freedom Visual month and year payoff dates Visual interest tracker Motivational messages Calculate Your Debt 🏖️ Summer Activity Planner The Summer Activity Planner helps you find free and low-cost summer activities to ensure your summer budget stays in check. Free & low-cost activities Staycation ideas Social & fun activities Indoor and outdoor fun Plan Your Summer 🏖️ Vacation Savings Planner Plan and save for your dream vacation without financial stress. Set goals, track progress, and find creative ways to fund your adventures. Trip cost breakdown Automated savings schedule Money-saving tips database Countdown timer motivation Plan Your Trip 🌟 More Premium Resources Added Monthly Let's Connect!

As an Amazon Associate, I earn from qualifying purchases. This can include sharing links to products sold by Amazon. The price is the same for you regardless of this link, but Amazon earns less because a small portion is shared with me. By clicking through to Amazon using my link, I receive a commission on your entire purchase during that instance with no added cost to you. Think about it like indirectly supporting financial literacy education! Advertiser Disclosure As an Advertiser, I earn from advertisements that are listed on this site. This can include sharing links to products sold by various advertisers. The offers listed do not represent all accounts or services that are available. By clicking through to an advertiser using my link, I receive a commission on your entire purchase during that instance with no added cost to you. I refer you to products that are similar to what's featured in the articles listed on this site or alternatives I've researched and wholeheartedly endorsed but may not have purchased for myself. I hope to simplify your search by directing you to the product you need during your financial literacy journey. If you have any questions, please do not hesitate to reach out or visit https://paidforadvertising.com/. Disclaimer Any information given on this site or through Harris Financial Coaching is general in nature and does not constitute financial, tax, or legal advice. Disclaimer

Professional resume writing, LinkedIn optimization & career coaching. Military transition specialist. Get interviews fast with expert resume services. Professional Resume Writing & Career Coaching Transform Your Career with Expert Resume Writing, LinkedIn Optimization & Strategic Job Search Guidance Get Your Dream Job Resume Today Comprehensive Career Services From career assessment to interview success, we provide end-to-end support for your professional journey 1 Career Assessment & Strategic Planning Discover your career potential with comprehensive assessments and strategic planning sessions designed to align your skills with market opportunities. Comprehensive skills and personality assessment Career path exploration and goal setting Industry research and market analysis Personal brand development strategy 90-day action plan creation 2 Expert Resume Writing & Optimization Get professionally crafted, ATS-optimized resumes that showcase your achievements and get you noticed by hiring managers and recruiters. ATS-optimized resume formatting Achievement-focused content writing Industry-specific keyword optimization Professional design and layout Cover letter and thank-you templates Multiple format options (PDF, Word, LinkedIn) 3 Interview Mastery & Job Search Strategy Master the interview process with personalized coaching, practice sessions, and proven strategies to land your ideal position. Mock interview sessions with feedback STAR method response development Salary negotiation strategies Job search platform optimization Networking and referral strategies Follow-up and closing techniques Learn More Professional Resume Packages Entry Level Resume $219 Perfect for new graduates & career starters Professional resume writing (1-2 pages) ATS-optimized formatting Keyword optimization Basic cover letter template One round of revisions 2-3 business day turnaround LinkedIn profile optimization tips sheet Get Started Executive Resume $519 Popular For senior executives & C-level professionals Premium executive resume (2-3 pages) Executive summary optimization Leadership achievement highlighting Custom cover letter & thank you templates Complete LinkedIn profile makeover Unlimited revisions (within 30 days) Priority 48-hour turnaround Executive job search strategy session (60 min) Interview preparation guide Get Started Professional Resume $359 Ideal for experienced professionals Expert resume writing (2-3 pages) Advanced ATS optimization Industry-specific keyword research Custom cover letter LinkedIn profile optimization Two rounds of revisions 3-5 business day turnaround Job search strategy consultation (30 min) Get Started Military Transition $419 Specialized for veterans & transitioning military Military-to-civilian resume translation Skills and achievement conversion Industry-targeted positioning Federal and private sector versions LinkedIn military transition optimization Military skills translation guide Two rounds of revisions Veteran job search resources Military transition coaching session (45 min) Get Started Interview Mastery $289 Master your interview skills Comprehensive interview preparation Mock interview sessions (2 sessions) STAR method coaching Industry-specific question preparation Salary negotiation strategies Body language and presentation tips Follow-up communication templates Interview anxiety management techniques Post-interview feedback analysis Get Started Complete Career Transformation Best Value $849 Everything you need for career success Premium resume writing (all levels) Complete LinkedIn profile optimization Custom cover letter templates (3 versions) Comprehensive interview preparation Mock interview sessions (3 sessions) 30-day job search strategy & coaching Salary negotiation masterclass Personal branding consultation Unlimited revisions for 60 days Priority support & communication Follow-up career coaching (90 days) Job search tracking tools & templates Transform My Career Success Stories See how our career coaching and resume writing services have transformed careers "Annette transformed my outdated resume into a powerful marketing tool. I went from zero interviews to five in just 6 weeks!" - Sarah M., Marketing Manager "The military transition coaching was invaluable. Annette helped me translate my military experience into civilian terms that employers understood." - James R., Former Navy Officer "Professional, thorough, and results-driven. My new resume got me interviews at companies I never thought would consider me." - Michael T., Software Engineer Military Career Transition Specialist Are you a military veteran transitioning to civilian careers? I specialize in translating your valuable military skills and achievements into powerful civilian terms that employers understand and value. With expertise in military-to-civilian resume writing, interview coaching, and career strategy, I'll help you land the civilian role you deserve. Get Started Today Ready to Transform Your Career? Get in touch today for a free consultation and take the first step toward your dream job Why Choose Harris Financial Coaching? ✓ 15+ years of HR and recruitment experience ✓ Certified Senior Professional in Human Resources ✓ Military transition specialist - I understand your journey ✓ Proven track record - 100% client satisfaction rate ✓ Personalized approach - no cookie-cutter solutions ✓ Fast turnaround - get your resume in 24-48 hours Free Consultation Includes: ✓ Resume review and feedback ✓ Career goal assessment ✓ Job market insights ✓ Customized action plan