Harris Financial Coaching Blog

You can work hard, pay your bills, stay out of trouble, and still feel like your family is one emergency away from falling behind. That feeling is real for many households. It is not because Black families do not work hard enough. It is not because they do not care about money. The bigger issue is that many Black families have been trying to build wealth without the same starting point.

The United States did not become wealthy by accident. That is a hard sentence to sit with, but it is an important one. Wealth does not just appear. It is built through systems, labor, access, ownership, policy, and power. In The Half Has Never Been Told: Slavery and the Making of American Capitalism, Edward E. Baptist makes a clear argument: slavery was not separate from America’s economic growth. It was deeply connected to it.

Sometimes convenience is worth paying for. Other times, convenience becomes another subscription quietly pulling money from your account. That is why I wanted to try CookUnity for myself and look at it through two lenses: the food experience and the budget impact. In this video, I unboxed my first CookUnity order, which included 16 vegan meals delivered fresh to my door.

There are some places you visit that are not meant to entertain you. They are meant to make you pause. That is how I felt walking through the United States Holocaust Memorial Museum in Washington, DC. From the moment we stepped inside, the quiet felt different. It was not just silence. It felt like the building itself was asking us to slow down, pay attention, and truly see what happened.

My daughter and I decided to unplug. No screens. No noise. No deadlines. Just us, the trail, the trees, and enough space to breathe. Sometimes we do not realize how much we are carrying until everything gets quiet. Sometimes peace begins when we pause long enough to notice what is already around us. In Japan, this practice is called shinrin-yoku, or forest bathing.

Sometimes the best part of a trip is not the big-ticket attraction. It is the place you wander into for food, then end up staying because every corner has something different to see. That was Ponce City Market for us in Atlanta. We visited three times during our three-day trip because it was close to everything and gave us a little bit of everything: food, desserts, local shops, rooftop views, vintage finds, and easy access to the Atlanta BeltLine.

Tybee Island is just outside historic Savannah and is known for its beaches, lighthouse, seafood, and coastal feel. The official Tybee Island visitor guide describes it as a coastal escape with several beach areas, including North Beach, Mid Beach, Back River Beach, South Beach, and Little Tybee Island. For this trip, we spent about $500 total for a four-day getaway, and the biggest reason it worked was that we planned before we packed.

When a veteran finally receives a 100% Permanent and Total disability rating, it can feel like the end of a long fight. The monthly VA compensation matters. It can stabilize a household, reduce financial pressure, and help a family breathe again. But for Florida veterans, that monthly payment is not the full story.