Harris Financial Coaching Blog

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Financial Literacy

Before you start planning how to use your money, it's important to understand the difference between needs and wants. Needs are what you need to survive, like a place to live and enough food to eat. Wants are what you might like, but you don't have to have them immediately. Understanding these two things can help you plan for the future.

The Missing Piece in Many Financial Plans: Family Conversations About Inheritance

Inheritance discussions are often avoided, but silence creates confusion and conflict. Learn how to start simple family conversations that strengthen any financial plan.

Financial Literacy

Steven Bowles

5 min read

Is Losing Money Bad Luck? A Practical Explanation and a Two-Week Reset

If it feels like money keeps slipping away, this post explains the most common real world causes and gives you a two week reset plan to stop leaks, regain control, and rebuild momentum.

Budgeting

Annette Harris, AFC®

3 min read

A professional reflecting on career goals over coffee

From Paycheck to Purpose: How to Build a Financially Fulfilling Career Without Burning Out

As we enter 2026, many professionals are rethinking what success really means. In this month’s feature, Annette Harris shares how to turn your paycheck into purpose, balancing financial goals with fulfillment and peace of mind. Discover how small shifts in your career and money habits can lead to a more intentional, rewarding life.

Employment

Annette Harris, AFC®

3 min read

Person holding a fan of U.S. dollar bills close to their face, displaying various denominations.

Must-Read Books on Greed and Its Impact on Everyday Living: From Silicon Valley to Dystopian Futures

Explore powerful books that uncover the dangers of greed, from Facebook’s rise to personal finance traps, and learn how to build lasting financial clarity.

Financial Literacy

Annette Harris, AFC®

6 min read

Finding Financial Clarity Through Nature: A Journey to Mindfulness

Discover how hiking and nature unlock financial clarity by reducing stress-driven spending. Learn mindful money strategies from a financial coach's Saint Lucia experience.

Financial Literacy

Annette Harris, AFC®

3 min read

Annette Harris sits on grass beside white stone letters spelling "SMILE" and a smiley face. She's holding a drink, looking content.

Planning Your Next Vacation: Travel Agent vs. DIY

Planning your next vacation presents a critical financial decision: hire a travel agent or manage the logistics yourself?

Travel

Annette Harris, AFC®

6 min read

The Role of a Personal Finance Coach in Achieving Your Goals

Discover how personal finance coaching can transform your life. Personal finance coaching helps you achieve your financial dreams.

Financial Literacy

Annette Harris, AFC®

5 min read

Taking Control of Your Money Together: A Couple's Guide to Beating Debt

Get practical tips for managing finances as a couple and tackling debt together. Learn simple budgeting methods, debt reduction strategies, and how to maintain your lifestyle while paying off credit cards—perfect for couples ages 30-45 who want financial peace.

Relationships

Annette Harris, AFC®

4 min read